Personal finance and a real point-of-sale toolkit, in one app that works without internet and never silently overwrites your data.
Launching 17 August 2026
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Free. Offline-first. Encrypted backups. No silent data loss.
Now available
Personal finance and a real point-of-sale toolkit, in one app that works without internet and never silently overwrites your data.
Free. Offline-first. Encrypted backups. No silent data loss.
Real commitments, not marketing fluff.
Finanxy uses real accounting accounts (Assets, Liabilities, Equity, Income, Expenses). Every movement is a balanced entry. Money values use decimal precision end to end.
“Where did my money go?” stops being a guess.
Your data lives on your device first. The app is fully usable with no network. Cloud is an enhancement, never a dependency.
No “service unavailable” mid-checkout. No lost edits on a flaky connection.
A journal is a self-contained accounting world. Personal, Family, Couple, Business. Each journal has its own data, its own settings, and its own insights. Business journals unlock a full POS toolkit.
Your coffee shop's till and your household budget never bleed into each other.
CSV import is strict and atomic. Restore is full-replace and validated before any destructive action. Sync conflicts are surfaced for you to resolve — never silently overwritten.
You can trust the app to tell you when something needs your attention, not paper over it.
Four ways to use Finanxy. One app.
“I have three bank apps, a spreadsheet, and still don't trust my numbers.”
“I track expenses, see insights, and know my real net worth without doing the math.”
“We share some money, but we also have our own. Spreadsheets get messy and out of sync.”
“One shared journal for the household, separate personal journals when we need them.”
“I run a shop. I need to take orders, track stock, manage staff — from my phone.”
“A full point-of-sale in the same app as my personal money. Outlets, products, orders, customers, loyalty, staff, shifts.”
“I just need to take the order and take the payment. I don't want a hundred menus in the way.”
“Cashier Mode shows only what's needed: products, the order, the payment, the receipt.”
Plain tools for what you earn, what you spend, and what you're saving for.
Cash, bank, e-wallet, savings. See them together and track what moves between them.
Mark a coffee as a coffee, a taxi as a taxi. Reports start to add up. Save the frequent ones as a one-tap template.
Set a monthly cap per category. Get a heads-up before you cross the line, not after.
Pick a target, watch it grow. Each milestone is a small win.
Schedule what's coming up. Get a reminder the day before, log the payment on the day.
A nudge when something's about to happen, with a clear next step.
Take a photo of a receipt. It becomes a draft you can review and save.
Import a CSV from any other app. Export yours anytime. No rows lost in the move.
Encrypted archives on Google Drive or on-device. Restore checks every row before touching data.
CSV or PDF. No empty pages, no missing columns. Large exports split so nothing breaks.
Set a currency per account. Travel, work abroad, freelance overseas — the math is right to the cent.
Fast for you, locked for everyone else.
Everything one shop or a couple of outlets needs to take orders, track stock, and see what's happening.
If you have more than one location, each gets its own stock and settings. Switch between them in a tap.
Add items, pick the customer, take payment. The order screen is built for speed.
Strip everything else away. They see products, the order, the payment, the receipt. Nothing else in the way.
Catalogue with sizes or variants, and a per-outlet count that updates as you sell.
Generate a receipt the moment a payment lands. Lost the paper? Reprint in one tap.
Tap a name, see their orders, vouchers, and loyalty points. Right there.
Earn and redeem points on the order screen. No paper cards, no math at the counter.
Issue a voucher, send it to a customer, redeem it at checkout. Track who used what, when.
A visual map of your tables or spots. See what's free, what's ordered, what's paid.
Invite staff, set what they can see and do, track what they did.
A cashier opens the till, a cashier closes it. You see what happened in between.
A few of the surfaces that make Finanxy feel like Finanxy.
Three steps. One minute.
Get Finanxy from Google Play. The app is free and works on Android 8.0 and above.
We use Google sign-in to keep things simple. Your data stays on your device by default.
Pick Personal, Family, or Business. Your first journal comes with a starter chart of accounts and categories.
The whole app is free to start. Premium adds cloud sync when you want it.
$0 forever
Everything you need to start.
$4.99 per month
or $39.99 / year (save 33%)
Unlock cloud sync across devices.
Every claim below is supported by something concrete in the app.
All data is stored locally. The app is fully usable with no network.
Encrypted, authenticated archives. Restore validates the payload before any destructive action.
Missing fields and unresolved references are validation errors, never silent drops.
Conflicts are surfaced (take server's, keep mine, edit and retry). Restore is full-replace and pre-validated.
Money values keep their exact precision end to end. No rounding errors.
Google sign-in on Android. No password to remember, no email to verify.
Compromised or tampered devices are blocked from sign-in. Your data stays out of the wrong hands.
Push is conflict-aware, pull is resumable. Premium only.
What we ship today, and what's coming next.
The primary platform. Google Play is the main distribution channel.
On the roadmap. We're building a native iOS app for the same Finanxy experience.
Useful for business POS. macOS, Windows, and Linux distributions.
Honest answers. If something here changes, we update it.
No. Finanxy is a record-keeping app, not a bank. We never move your money, hold it, or connect to your bank. You record what you do, the app stores it, and you can take it with you at any time.
On your device first. The app works with no network. Cloud backup to Google Drive and multi-device sync are optional, and require a Premium subscription.
Yes, iOS is on the roadmap. We aren't committing to a date yet. Drop your email to the waitlist and we'll let you know when it ships.
Premium unlocks cloud sync across devices and across journal members. $4.99 a month, or $39.99 a year. Cancel anytime from your store account.
Yes. Export your data as CSV, then import. The import runs in your journal, validates every row, and rolls back on any error.
Yes. Each account has its own currency, and the math is right to the cent.
On Free, export an encrypted archive to Google Drive from the in-app backup screen. On Premium, your data syncs automatically across devices. Restore is full-replace and validated before any change.
Email us at the address on the Contact page. We read every report and reply when we can.
Personal finance and a real point-of-sale toolkit, in one app that works without internet and never silently overwrites your data.
Personal finance and a real point-of-sale toolkit, in one app that works without internet and never silently overwrites your data.